Tesla's earnings test its big ambitions, new Ramp data on AI spending, and the $500K households living paycheck to paycheck.

Rebecca Moretti

Editorial Lead

Token spend falls ahead of anticipated mega-AIPOs, new Ramp data on top SaaS vendors, and the city most likely to work on Saturdays.

At a time when AI slop is everywhere and outreach is cheap, companies are leaning on physical gifting more than ever to cut through the digital noise.

Rebecca Moretti

Editorial Lead

Record cruise bookings are a bet on next year's YOLO spending, a telling token spend signal flips, and SF's most-expensed lunch spots.

Rebecca Moretti

Editorial Lead

Cybersecurity companies rise as AI hacking fears reach a boiling point. Plus, “slop grenades” and the city least likely to spend on corporate fun.

Rebecca Moretti

Editorial Lead

What the first Fed rate hike since 2023 would mean. Plus, new Ramp data and (p)doom, or the probability of an AI apocalypse.

Rebecca Moretti

Editorial Lead

Apple’s new era begins with an old advantage as it splits from tech peers.

Rebecca Moretti

Editorial Lead

Top data points from our new Business Spending Report and what they signal for the future.

A new vendor category climbs the ranks. Plus, the "closed-door" housing market might stay closed.

It's the revenge of the SaaS. AI is becoming a paid add-on for companies like Salesforce, Figma, Canva, and GitHub. 

Tariffs unravel Shein’s $100B IPO prospects, but its secret strength is the fashion machine.

Everyone’s stressing over AI capex, but opex spending is even slipperier. Plus, the meaning of "token poor."

As tech earnings near, focus is shifting to hidden (and not-so-hidden) AI debt. Plus, Wall Street's Super Bowl week.

IBM’s unsavory earnings appetizer raises the capex reallocation question. Corporate America flies on Starbucks. And AI support bots are trending.

Delta’s Basic Business class offering is a K-shaped signal. Plus, the death of tokenmaxxing and the rise of "valuemaxxing."

The labor market paradox is hitting small businesses the hardest. Plus, what Ramp data reveals about per-employee AI spend.

Djokovic’s PE partnership highlights the sports-finance tie. AI isn’t killing hiring, new Ramp research shows. Plus, the "FIFA premium" in corporate travel.

U.S. housing starts plunged more than 15% in May from April, unexpectedly sinking new homebuilding to a six-year low. Here's what that signals for the economy.

OpenAI is reportedly weighing slashing what it charges for tokens. The next phase of the AI wars could be fought on the pricing field. There's not much yardage.

Future borrowing costs help predict whether AI players like Anthropic, OpenAI, and SpaceX can sustain their lofty valuations as they prepare to IPO.

Many companies have been in a “move fast and spend tokens” phase. Now, some are realizing they may have moved too fast. A pullback is coming.

While incumbents are holding the system of record, several AI-natives are seeing breakout growth in adjacent workflow layers and entirely new categories. 

PE partnerships and evangelist hires could supercharge AI adoption.

AI model providers have minimal switching costs. That can be good, allowing for surging adoption in a short time span, but it also leads to low loyalty.

AI is reshaping the manager role. This reorganization is creating a growing class of “megamanagers,” leaders with a greater number of direct reports.

Gayatri Sabharwal

Content Marketing

AI inference platforms and web deployment tools dominate this month’s list of the fastest-growing SaaS vendors among Ramp customers.

Ara Kharazian

Lead Economist, Ramp

OpenAI and Anthropic released reports on AI’s labor impact within days of each other. Learn about the key takeaways from the research.

Gayatri Sabharwal

Content Marketing

Foundation Capital's Jaya Gupta discusses context graphs and what they unlock for finance.

Gayatri Sabharwal

Content Marketing

The headlines around robotics suggest we might be on the cusp of the next AI frontier.

Gayatri Sabharwal

Content Marketing

Builders from Modal, turbopuffer, and Ramp talk about building deterministic evals, scaling compute for RL, and maintaining design simplicity.

Gayatri Sabharwal

Content Marketing

Finance leaders explain why the bank account isn’t the problem — it’s everything around it. It's not built for the day-to-day work of tracking and moving money.

Suman Bhattacharyya

Contributing Writer, Ramp